Market Bizzz

One of the most prominent trends during 2022 was the jump in retail investors. This spike in number was also due to the spawn of online trading platforms which may be apps in many cases that seem to stick to investors’ imagination.

Now the market is betting that this will be enough for the economy to see significant slowdown and that shall prompt the Fed to cut rates soon. Also, I think disinflation is already on the way unless we have another oil price shock or something like that. We will see significant disinflation over the next year.

The geopolitical tensions between Russia and Ukraine had a cascading effect on other world economies as commodity prices skyrocketed, inflation hit multi-decades high in the US and Europe and forced central banks to hike interest rates like never before.

“The RBI has called for extensive data from ARCs on sale of retail loans; we believe a reprieve is on the way,” said the CEO of a large ARC. “Our request to the regulator is that the entire sale of retail bad loans be taken out of this background-check requirement. Another request we have made is that these rules be not applicable to loans up to ’10 crore.”

Credit to industry continued to register a strong pick-up, with total loans accelerating to 13.1%, while personal loans expanded at 19.7% in November, largely driven by housing and vehicle loans.

Policymakers from the European Central Bank and the Bank of England have signalled more rate hikes to come next year, in a bid to tame inflation even at the risk of hurting their economies.